our services
  • Debt management & settlement companies

    A complete summary of current obligations within DSI’s database will be generated for each new DMP/DSA consumer record provided, revealing the amount of each indebtedness component and to whom individual amounts are owed.

  • Debt buyers, agencies & law firms

    For debt buyers, DSI represents the more precise means to model portfolio purchases. For collection entities, DSI facilitates the internal segmenting of newly assigned portfolios and electronically identifies immediate settlement opportunities.

  • Credit Grantors

    Although potential applications are virtually unlimited, the DSI database will prove especially helpful in assessing portfolio values, determining contingency rates, segmenting accounts, assigning placement life cycles and maximizing recoveries.

Credit grantors

Know your consumers’ payment commitments.

Although potential applications are virtually unlimited, the primary function of DSI is to electronically store the relevant financial information of those consumers currently participating in debt settlement and management programs. By comparing creditors’ unpaid balances against the DSI database, potential settlement opportunities are electronically identified. This immediate identification eliminates the time and expense of manual reviews and ensures that no settlement opportunity will be missed.

Further, as all entries made to DSI’s database are archived, DSI can also identify those consumers that have prior participation in any type of debt resolution program.

The DSI database will also be of significant benefit in the following areas:

  • Analyzing debt portfolios
  • Modeling purchases
  • Developing segment strategies
  • Assigning placement life cycles
  • Determining contingency rates
  • Maximizing recoveries
  • Decreasing recovery times
  • Facilitating account segmentation
  • Increasing net backs
  • Determining portfolio values

In today’s society, data security is paramount. Identity theft is on the rise, and penalties for the failure to safeguard information can be considerable. Consequently, DSI has structured its repository for the consumer records of more than 1,000 debt management and settlement companies to the highest industry standards including location behind a firewall that has no internet exposure, hosting on Amazon AWS infrastructure that is configured to and meets SAS70, ISO 27001 and PCI DSS Level 1 certifications and the redundant storage of all data in multiple physical locations.

Further safeguards include the encryption of all sensitive data (SSN and account numbers) prior to storage, the transmission of all data to and from the DSI database with 256-bit SSL protection and the systemic restriction to never display a complete SSN to any user.

These many benefits are at hand. DSI represents the technological means to manage your portfolios with an unparalleled degree of safety, accuracy, efficiency and effectiveness.